Every fall I seem to write about my micro loans through Kiva. This is my third update even though it’s numbered two, had I an idea I would update every now and then I would have used numbers in the first. At present, I only have one loan outstanding and it is almost paid back. I have withdrawn my last $25 and when the last bit is paid back I will donate it to Kiva. While last year I was nearly certain that the three failed loans wouldn’t affect my loaning, it has. I have a sadness when I try to think all the loans I funded, all 6, and why I couldn’t fund more, because the partner organization took the money from the lendees and decided not to return it to the lenders. I was totally prepared for hardship on the part of the lendee and the inability to return the funds. It never occurred to me that I would face dishonesty and lose my investment. It wasn’t hundreds of dollars, it was just enough that I was unable to reinvest without dumping more into the program. I admit, I liked seeing how many people my $100 dollars helped. The first 3 people I picked resulted from 2007 in loss in 2009, yet I continued. I added $25 more to my account and helped 3 more groups, one in 2008 and two in 2009. The last one from 2009 is almost paid off but I need a break.
As a family, we have always been generous with the resources we are given, but as time goes on we find ourselves looking more at our neighbors. We have chosen to support our local food bank and other charities. I still have a heart for those in need worldwide which is why one of the charities I still support is Mully Children’s Family, a Kenyan family caring for Kenyan children in need.